We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
Purchase a Home
Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!
Empire State Mortgage operates under the name L.B.A. Mortgage Services Inc. as a licensed Mortgage Broker in the state of New York. All loans arranged through a third party lender.
FHA Streamline, Conventional Home Loans, and Hard Money Commercial Loan in New JerseyEmpire State Mortgage is a New Jersey Corresponding Bankerdedicated to offering the best loan services and great rates. Our team of loan experts will help you through the loan process, making it fast and easy to get a loan. We offer the following loan programs:
FHA streamline - An FHA (Federal Housing Administration) loan is a government insured loan, and an FHA streamline loan is essentially the same, but with less paperwork and less hassle.
Conventional home loans - A conventional home loan is not fully backed by the FHA, and relies more heavily on the borrower's credit score. With today's great interest rates, you can get locked in with a fixed rate and get a great loan deal.
Hard money commercial loan - A typical hard money commercial loan runs a short course, usually about a year. We can process your hard money loan quickly and efficiently and get you where you need to be.
Small business loans - If you'r starting a small business, you will need a leg up to get started. Learn more about our small business loans today!
FHA refinance - Refinance your FHA loan with today's low rates and save money on your mortgage payment!
Whether you're in New Jersey, New York or Florida please contact us to see what we can do for you!
Empire State Mortgage dba L.B.A. Mortgage Services, Inc Licensed New Jersey Corresponding Banker
Licensed by the Department of New Jersey Banking and Insurance
Licensed Florida Banker, Licensed New York Broker 3504 Park Ave. Weehawken,New Jersey07086 Licensed NJ, FL, NY Tel:201-271-9000 Fax:201-271-4000 Email:info@empirestatemortgage.net
NMLS # 90898 L.B.A. Mortgage Services, Inc
NMLS# 95590 Ernesto Garcia
Begin your home loan process today! Our mortgage advisors are standing by. Request a free personalized rate quote.
Empire State Mortgage dba L.B.A. Mortgage Services Accessibility Statement
General
Empire State Mortgage dba L.B.A. Mortgage Services strives to ensure that its services are accessible to people with disabilities. Empire State Mortgage dba L.B.A. Mortgage Services has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities, with the strong belief that every person has the right to live with dignity, equality, comfort and independence.
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Empire State Mortgage dba L.B.A. Mortgage Services continues its efforts to constantly improve the accessibility of its site and services in the belief that it is our collective moral obligation to allow seamless, accessible and unhindered use also for those of us with disabilities.
Despite our efforts to make all pages and content on Empire State Mortgage dba L.B.A. Mortgage Services website fully accessible, some content may not have yet been fully adapted to the strictest accessibility standards. This may be a result of not having found or identified the most appropriate technological solution.
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Contact Us
If you wish to report an accessibility issue, have any questions or need assistance, please contact us by sending an email to: ernieg1958@gmail.com
